In the government’s commitment to creating a digital economy, as of the 7th November 2017, HM Land Registry has made commercial ownership data completely free. The data includes, commercial ownership, corporate ownership and overseas companies’ ownership. So, how does all this work? HM Land Registry holds all data on land or property in England and …
HM Land Registry Removes Cost for Commercial Ownership Data Read More »
The week that was, the Autumn Budget. Philip Hammond has outlined his £44 billion package of investment, loans and guarantees to increase the annual amount of homes built. But, the question is, does building more homes automatically equal a more fruitful and sustainable housing market for the UK? In the lead up to the budget …
Building more houses: Answer to the UK’s housing crisis? Read More »
House prices are up again this month but what does this mean for the long term future of the UK housing market? As of Wednesday, mortgage lender Nationwide said that October showed a 3 month high in house price growth. Prices are up by 2.5% on the year from the previous 2.3% that was seen …
Increase in UK House Prices: Good News or False Security? Read More »
Whilst many are still reeling from the increase in Stamp Duty which was announced in April of last year, it seems all have forgotten about the impending Autumn budget scheduled for Wednesday 22nd November 2017. Whilst of course only loose predictions can be made, there is little doubt that the Chancellor of the Exchequer, Philip …
Autumn Budget: Housing Policy Fairness or Resentment? Read More »
More and more, those who are looking to get on the housing market are finding it harder to put together the deposit and get accepted for a mortgage. With stricter rules on lending, it can be a minefield for first time buyers to navigate. Acting as a guarantor can help someone get on the housing …
There’s no doubt that the financial crisis of 2007 sent shock waves through the world. Nowhere was this more evident than in the housing market. The impact on mortgages and their affordability and availability was a big part of this. Banks, trying to overcome huge financial losses, became less willing to lend and Government began …
After last year’s increase in stamp duty for second home buyers, something that certainly hit the buy to let market, things have a been a little quieter on the tax and property front this year. Landlords are still finding their margins being squeezed, however, and there are some important legislative changes that came into effect …
Many of us might have groaned a little when the General Election was announced a couple of weeks ago and sent every MP in the country into campaigning mode. It’s certainly been a tumultuous time when it comes to politics, not just here in the UK. But does an election have any impact on buying …
How Does a General Election Affect House Buying and Selling? Read More »
The increase in the stamp duty charge for second homes is not only posing potential problems for buy to let landlords and second home buyers but could have implications for couples going through a divorce or separation. In what is undoubtedly a traumatic time in someone’s life, partners looking for a new place to live …
Is Divorce Opening You Up to a Stamp Duty Surcharge? Read More »
There have been two major changes for home buyers that have had an impact over the last twelve months. The first was the introduction of higher rates of stamp duty for second homes which is particularly important to the buy to let industry and landlords. The second, a little more subtly, is the impact of …
