The Proceeds of Crime Act 2002, Terrorism Act 2006 and the Money Laundering Regulations 2017
The above legislation requires us to satisfy ourselves as to the identity of all our clients and any person who may have a beneficial interest in the property. If we fail to comply with this legislation we may be committing a criminal offence. Ordinarily we are under a duty to keep all information relating to your affairs strictly confidential unless authorised by you to disclose information to someone else. However, we sometimes have other duties and obligations which affect our obligations to you; for example, we are obliged to disclose to the Serious Organised Crime Agency any suspicions we may have regarding money laundering or terrorist activities and this will override our duty of confidentiality. In such circumstances we are not obliged to notify you that we have done so.
CLIENT ID VERIFICATION
Before we can begin to progress any sale or purchase for our clients, we will need to have received completed & signed forms as formal instruction that they would like Garnett Wilson to act for them, and verified ID
TO VERIFY ID AND PROOF OF ADDRESS, WE WILL NEED TO SEE EACH CLIENT IN PERSON WITH ONE ITEM FROM LIST A AND TWO ITEMS FROM LIST B, WHERE WE WILL COPY, STAMP AND SIGN THE DOCUMENTS FOR THEIR FILE.
Passport – MUST BE VALID / IN DATE
UK Photo-card Driving Licence – MUST BE VALID/IN DATE AND SHOW YOUR CURRENT ADDRESS
Current EEA Member State Identity Card.
Current Identity Card Issued by the Electoral Office for Northern Ireland.
Residence Permit Issued by the Home Office.
Firearms Certificate or Shotgun Licence.
Photographic Registration Cards for Self-Employed Individuals and Partnerships in the Construction Industry.
Benefit Book or Original Notification Letter from the DWP Confirming the Right to Benefits.
Council Tax bill – MUST BE UNDER 3 MONTHS OLD, BASED ON THE DATE THE BILL WAS POSTED AND NOT THE YEAR THE BILL COVERS
Utility bill or statement, or a certificate from a utilities supplier confirming an arrangement to pay services on pre-payment terms – MUST BE LESS THAN 3 MONTHS OLD AND CANNOT BE A MOBILE PHONE BILL
A cheque or electronic transfer drawn on an account in the name of the client with a credit or financial institution regulated for the purposes of money laundering
Building Society or Credit Union Statement or Passbook Containing Current Address.
Entry in a Local or National Telephone Directory Confirming Name and Address.
Confirmation from an Electoral Register that a Person of that Name Lives at that Address.
A recent original mortgage statement from a recognised lender - MUST BE LESS THAN 3 MONTHS OLD
Solicitor's Letter Confirming Recent House Purchase or Land Registry Confirmation of Address.
Local Council or Housing Association Rent Card or Tenancy Agreement.
HMRC self-assessment, statement or tax demand
House or motor insurance certificate
We can accept your driver’s licence as an item from list B if you have already supplied your passport as photo ID (the licence should be valid and show your current address)
IF THE YOU ARE UNABLE TO COME TO OUR OFFICES WITH YOUR ID, YOU CAN TAKE YOUR ID DOCUMENTS IN PERSON TO EITHER:
Or, if you are using a financial adviser/mortgage broker (provided he or she is registered with the FCA) they will be able to verify and send your ID documents to us.
The stamped and signed (VERIFIED) copies must then be sent to us immediately either by post, or scanned and sent to us as an e-mail attachment. You will also need to supply us with the contact details of the person who verified your ID documents, so that we may contact them to confirm that they have met with you in person, and can verify their signature.