Summer is a time when many of us consider selling and buying property. It’s the perfect opportunity to start over and whether you are upsizing or downsizing, a perfect time for change but not a time to become a victim. We all think we’re immune to becoming the victim of an online scam but the […]
Every year when Spring starts we are given an update on the overall health of the economy by the Chancellor. As well as this, we are also given the Office for Budget Responsibility forecasts so we, as the public, can see an update on any progress since the Autumn budget. This year’s statement provided a […]
If you are buying or selling a property the conveyancing process can get complicated and there are all sorts of problems that can arise. While many of these can be relatively minor, they can cause the mortgage lender to delay in releasing funds and moving the process forward. Indemnity insurance can help ensure that everything […]
Viral videos promoting this new fad have been circulating the internet for the past year or so but the question is; do micro homes really serve a purpose in today’s UK housing market? First of all, what is a micro home? Whilst they do vary in size, a common description is a home that measures […]
Once upon a time signing mortgage deeds was a long, hassling process but now some companies are claiming you can complete an application in as little as 15 minutes. So, how is this possible? The move to paperless mortgage deeds is finally happening this year in the public sector. The idea of digital mortgages has […]
In the government’s commitment to creating a digital economy, as of the 7th November 2017, HM Land Registry has made commercial ownership data completely free. The data includes, commercial ownership, corporate ownership and overseas companies’ ownership. So, how does all this work? HM Land Registry holds all data on land or property in England and […]
The week that was, the Autumn Budget. Philip Hammond has outlined his £44 billion package of investment, loans and guarantees to increase the annual amount of homes built. But, the question is, does building more homes automatically equal a more fruitful and sustainable housing market for the UK? In the lead up to the budget […]
House prices are up again this month but what does this mean for the long term future of the UK housing market? As of Wednesday, mortgage lender Nationwide said that October showed a 3 month high in house price growth. Prices are up by 2.5% on the year from the previous 2.3% that was seen […]
Whilst many are still reeling from the increase in Stamp Duty which was announced in April of last year, it seems all have forgotten about the impending Autumn budget scheduled for Wednesday 22nd November 2017. Whilst of course only loose predictions can be made, there is little doubt that the Chancellor of the Exchequer, Philip […]
More and more, those who are looking to get on the housing market are finding it harder to put together the deposit and get accepted for a mortgage. With stricter rules on lending, it can be a minefield for first time buyers to navigate. Acting as a guarantor can help someone get on the housing […]
