To date, around 300,000 people have taken advantage of the Help to Buy Scheme the government has put in place to help first-time buyers. The scheme is as popular as ever with an extra £10 billion set to be funnelled into the scheme until 2021 but is it all positive? When the scheme was […]
It’s more difficult than ever for a young person to get on the property ladder but it’s even more difficult for them to get on the property ladder without some kind of argument when it comes to the finishing of their new home. Complaints have been surfacing in recent years over the quality of new […]
Last year Chancellor, Philip Hammond, pledged to help out first time buyers with the introduction of stamp duty cuts but how far has this actually gone? How much has it helped first time buyers in the last year? According to the Spring Statement in March, 60,000 first time buyers have benefited from the stamp duty […]
As of last year, HM Land Registry (HMLR) has been committed to digitising its services as part of a five-year business strategy. The aim is to make services quicker, easier and more cost effective. By 2022, HMLR hopes to digitise and automate 95% of daily transactions. It really is a digital overhaul meaning that it […]
Sinkholes. It’s not something you normally think about is it? Whilst sinkholes are a rarity they do occur and have been doing so more and more over the last four years. In between 1st January 2014 to 9th October 2017, 257 sinkholes have formed around Britain, making it a rate of about 1 a week. […]
Summer is a time when many of us consider selling and buying property. It’s the perfect opportunity to start over and whether you are upsizing or downsizing, a perfect time for change but not a time to become a victim. We all think we’re immune to becoming the victim of an online scam but the […]
Every year when Spring starts we are given an update on the overall health of the economy by the Chancellor. As well as this, we are also given the Office for Budget Responsibility forecasts so we, as the public, can see an update on any progress since the Autumn budget. This year’s statement provided a […]
If you are buying or selling a property the conveyancing process can get complicated and there are all sorts of problems that can arise. While many of these can be relatively minor, they can cause the mortgage lender to delay in releasing funds and moving the process forward. Indemnity insurance can help ensure that everything […]
Viral videos promoting this new fad have been circulating the internet for the past year or so but the question is; do micro homes really serve a purpose in today’s UK housing market? First of all, what is a micro home? Whilst they do vary in size, a common description is a home that measures […]
Once upon a time signing mortgage deeds was a long, hassling process but now some companies are claiming you can complete an application in as little as 15 minutes. So, how is this possible? The move to paperless mortgage deeds is finally happening this year in the public sector. The idea of digital mortgages has […]
